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Health Insurance and Auto Insurance.?

Just wondering how this works. Let's say this happens one day.... I cause an auto accident and I'm injured. My insurance will cover up to $5,000 for my medical bills. I have a heath insurance policy that has a 3,000 deductible and once that limit is reached, the health insurance company will cover everything else. (0% coinsurance on my behalf). Will the auto insurance be used towards my health insurance deductible if the above said scenario should happen?

Where can i get good health insurance?

ok im 18 and a college student i found out a few months ago im no longer covered by my former heath plan since i turned 18... i need a heath insurance that wont cost alot? any ideas?

How much would the insurance cost for a 2004 Subaru impreza wrx. Not sti.?

Im 17... So it normally costs more for me anyway. My dad and mom has had geico for a while now. My dad says I can't get it cuz the insurance will cost too much on a turbo car. I can't live without a turbo car!!!!!

How can i make my car insurance quote cheaper?

When i get quotes online they are really expensive, what could i change to make it cheaper?

Looking for Maternity Insurance?

We're wanting to get preggers in the near future. We're trying to look at our financial options for insurance. Currently we don't have major medical insurance (I don't need any comments on this, it's not what I'm asking about). I'm hoping to get a type of maternity insurance that will cover a couple thousand dollars. We're also planning on home birthing (again, this isn't my question, so I'm not interested in opinions on this matter). Does anyone know any carriers that I could get some maternity insurance from for the states of Utah and/or New Mexico?

Do i need insurance to leave my car parked on the street?

Its got tax and mot but if its not being driven, just parked outside do i need insurance for it? A neighbour told me someone else in the street got towed away as there was no insurance on it.

Auto State Farm insurance almost up?

I just looked at my auto insurance card that it expires next month.....i still want to keep it so do i have to call them to renew it or something, or do they call you ?

How to find how much my car is worth for insurance purposes?

I was involved in a car crash, legally not my fault - but is still going to come off my insurance. The car is written off and I'd like to know what to expect the insurance company to offer me - and perhaps argue that the car is worth more if I can. Car was a Seat Ibiza 1.4S, Reg no. Y828 TGC. About 128,000 on the clock. In good working order. Five previous owners, part history for three of them. No visible rust. Small dent rear bumper. M.O.T. good for another 4 months. Have already tried a few online valuations, they vary so much I'm not sure they're much good to me.

I want to buy a peugeot 106 1.1 zest. How much would the insurance cost? All serious answers are welcomed.?

I am 21 nearly 22 with no claims, points or convictions

What company has the lowest auto insurance rates?

My insurance rates just went up $100 a month because of speeding tickets I got last year. I took an improvement class right after I got the ticket and am also getting ready to turn 25. I was hoping my rates would go down and nit up to $250 a month. Anyone know any companies?

My license was suspended and I want to buy a new car. Will my insurance company still let me keep my policy?

I have had my license suspended due to accumulating 12 pts on my driving record (maryland). I did however get permission to drive to work. I have been planning to buy a new car now and I really don't want this to prevent that. However, my insurance rates haven't gone up due to the suspended license atleast yet. If I buy a new car, other than the type of coverage, will my insurance go up because of the suspended license or will that even still keep me on the policy. Any help will be great.

How much does no claims effect your car insurance?

Ive just had my windows smashed and was wondering whether or not it would be better to just pay for the windows to be repaired rather than go through insurance. I estimate 700 for the windows. I am 19 and have 2 years no claims, any ideas what the best course of action is?

Does my insurance liability have to match my room mate's?

They own their own home and I was told by their agent that my liability on my car has to match theirs for their protection. Note my car is very old and I just want the cheapest insurance I can get.

What is the cheapest in car insurance to got with in europe?

Me and a friend have just got to the uk and plan on going traveling thru Europe in it Who is the cheapest company to go thru ?

Can i get braces free from insurance?

I reallllly need braces and I've been looking for any dentists in chicago that accept insurance in chicago. I live around cook county and anywhere around irving park or places near there would be fine but i really want to get braces that my insurance will cover. I am 13 years old.......thx!

Is car insurance expensive?

I just bought a used bmw 540I for 2400 but I am not sure how much insurance is going to cost. Also my driving record isn't the best since I was in a car accident few years back so I'm hoping I can find a good rate somewhere. Just hope it's not too costly.

What is better and cheaper for Auto Insurance in BC vs. Alberta?

I'm purchasing a new car, and i'm currently in British Columbia, i have two residences, one in BC and one in Alberta as i go to school in Alberta. I'm wondering what should i do with insurance would it be better to insure it under BC or Alberta?

Question about motorcycle insurance?

Ok... I know that insurance is different from person to person but in general who is the best company to be with for motorcycle insurance. What is the average lowest price, who actually will do their job when its time for a claim. Who has the best or most coverages for a cycle. All these different things. So who is the best...

Car insurance prices?

Approximatley how much is car insurance on a small engine car (1.1) for a 26year old female I know it will depend on area and no claims and named drivers, mileage etc, but just looking for a rough figure as I haven't got a clue

Which car would cost the least for insurance for a 16 year old male driver?

2000 Chevrolet Camaro Coupe V6 1996 Cadillac Seville STS Touring V8 1999 Ford Mustang convertible V6

How much does a Triple AAA insurance agent make on average?

How does Triple AAA pay their agents? Their agents don't sell Life Insurance right? What all do they sell? How does this job compare to...say a State Farm agent?

How much is insurance for a 17 year old ?

im looking forward to buying a mitsubishi galant 1999-2003 but before anything i would like to know how much is the insurance , because im paying everything myself ,so it would be under my own name .

Car Insurance Question!?

I currently am paying 231.10 dollars for car insurance. This policy has only one vehicle, which is a 1997 Dodge Caravan. I am planning to add another vehicle to the policy which is a 2003 Honda Civic Sedan. I am wondering how much more I would have to pay if I were to add on this vehicle. Can someone give me an estimated amount?? ( Using GEICO as my Auto Insurance ) And also, I went on the Geico site and I saw that you can add a vehicle to your policy just online. After I'm done with all the registration, will they just send the insurance card straight to my home with just a simple online registration??

What kind of insurance should young marrieds have?

My husband and I are 30 and 35 and in good health. He works and I'm a stay at home wife. I'd like to ensure that, should something happen to either of us, the other is 'taken care of' financially. What kind of life insurance policy should we consider? Are there other types of insurance policies we need like disability, etc?

Help with insurance prices?

I was wondering what the cost of these cars would be for a 16 year old male or just a list of most expensive to insure to cheapest to insure. 2006 Chrysler 300 touring 50000 miles 2007 dodge charger sxt 40000 miles 2006 chevy cobalt ss not sc or tc 60000 miles

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Dental insurance? I need to get 3 wisdom teeth taken out but i cant afford it.?

whats the best and most affordable dental insurance that would cover this in so cal?

My mums with the AA car insurance what are the likely implications for canceling her insurance mid way?

my mum has paid annually (141 quid) lucky sod. and she is considering canceling it to add me to a cheaper car insurer as adding me on the AA insurance is MIND BLOWINGLY EXPENSIVE, (talking 5grand plus per annum) and with aviva its less than half that... but before she cancel she wants to make sure the AA have no hidden cost as all they state is a refund will be paid if insurance has been paid in full and a cancelation fee of 50 must be paid. thats all the information she could find but she wants to know if there are any hidden tricks insurers pull off if your try and cancel.... please help i know its a bit wordy.

Will full coverage car insurance cover this?

My friend was in an accident on a dirt road last night. He hit a rock sticking out of the ground that popped his tire, and the front right side of his car slide into a mountain. So the front fender, and right door is smashed pretty well. He has full coverage car insurance, and can not talk to them personally about what is covered, because they are closed until Monday. He left a voicemail with the insurance company when the accident happened. Money is tight so he is very worried about what, if not all, will be covered. Does anyone know whether this type of accident will be fully covered, or at least some of it? Thank you for your answers in advanced.

Low income health insurance in Missouri?

hi, I'm a 25 year old, male, non-smoker, full time student. I don't make a lot of money therefore I can't afford to pay for health insurance. what should i do? Is there anyway I can apply for low income benefit for health insurance? is there anything You can recommend for me to get health insurance cover? Thanks so much if you can answer me.

Whats car insurance??????

im 17 and dont know much about it but they said i needed car insurance before i can buy a used car. how do i get car insurance and what happens once i have it..how much does it cost?

Can I have an estimate on my car insurance?

I am an 18 year old male, in the state of Pennsylvania who is gonna buy his own car. I have never been in a car accident or gotten a ticket in the past 2 years I've been behind the wheel (with my moms car). I also have State Farm insurance. Can someone let me know how much It would cost if I got a car insured under my moms insurance? Or maybe if it could be cheaper for me to get my own plan? Thank you!

What is to stop people from taking the fines instead of paying for insurance?

it seems like they are not much different then a high deductible insurance plan

What is the Average Cost for Health Insurance?

I want to buy health insurance? What is the average cost for health insurance? Thank you.

If my aunt crashed my car, will my insurance cover it?

I live in PA, and I have Progressive as my car insurance. I have full coverage, and I was wondering if they will cover the whole thing if it was her fault? Thanks!

Question about car insurance?

1. How long does it take to get insurance? Can we go in and apply for it tommorrow and have it when we walk out? Or is there a waiting period? How long until you are legally covered? 2. If you get insurance on a car you are going to sell/trade in - can you switch over your insurance to cover the new car? Or how does that work? Problem is, our truck isn't insured right now but we're planning on buying a new car in the next month or 2.. will that make things more difficult for us? - first time insurance buyer

Roommate Fell Off My Roof Will Homeowner Insurance Pay?

I asked roommate to put waterproof plastic on roof over-hang. He fell off roof and broke collar bone. We took him to ER. When he came home he needed more care then we could give him. He went to his cousins assisted-living hospital. He has Medicare and Medi-Cal, California. Will my homeowners insurance cover his unpaid bills? Can he sue for pain and suffering? Will insurance cancel my policy? He was been roommate for 3 years.

Is there a Health care or insurance convention in Las vegas right now?

The week I'm looking for is February 27th 2012 till March 2nd 2012. I looked online but couldn't find anything. I'm looking for conventions or conferences somewhere in Las Vegas regarding health care or insurance in a wider context. Thank you.

How can I get some fast affordable dental Insurance?!?

I recently had dental visit, and after the exam, I was informed that I have to pull multiple teeth. The extractions are going to cost $2200.00. I really need to take care of this matter as soon as possible. unfortunately, I don't have dental insurance. Is it any where I can Get fast affordable dental insurance:'(

Forgot to renew my car insurance, is my no claims bonus affected?

My insurance was due on 15th October but because km away at uni and the car is at home I completely forgot to renew it until today. If I decide to renew it now are there any consequences for paying it late? I would declare sorn but I don't know how it works and When I go home for christmas I do want to be able to drive. I've got 3 years no claims and my insurance has gone down a lot since I started to drive so will I lose it?

How much will my car insurance be im 17?

im going to be on with my parents insurance they have state farm and im getting a 2000 mustang v6 how much will insurance be i also live in florida

How does coordination of benefits work with health insurance?

My primary insurance is through my employer, my husband also carries on his employers insurance (United Healthcare). How would my claims be processed under the two insurance plans? Would his insurance pick up where my primary insurance left off?

Help! driver's license and auto insurance?

so I just got my driver's license (im 18), but i don't have a car yet. im driving my mom's car, is that ok? do we need to call the insurance comany and tell them to add my name to our car insurance? do we need to pay extra money? thanx for ur time! p.s. we r in Maine

Will my insurance still go down if I have a really cheap car for my first year then a more expensive one after?

When my sister first got her car she crashed. I don't want to buy a new car and have that happen to me because it will cost a lot to have it repaired so I have decided to get a car for no more than 600 for the first couple of months, hopefully a year if it will last that long. I'd like a fiat 500 after that year and because I want to personalise it I would have to buy it from the showroom and it's 14,000 :-|. The money isn't the problem because I've been saving for ages to get this car but I am worried about the insurance on it. If I get a car for 600 first (it will be my first car), and have no accidents for a year and get a more expensive car (the fiat 500), will my insurance on that car still be high? I will be 18 when I get the cheap car and 19 when I get the fiat and Im a girl, if that helps.

Car insurance for 18 year old lad?

what car can i get the cheapest insurance on im 18 and male.

When getting an auto insurance quote, can you lie?

if you lie to get discounts, can they find out and do anything? i'm about to buy new insurance, and they ask if you had any violations in the past 6 months, and i do, but if i skip that part, can i get in trouble? also do they do a background check if you say your a good student when you don't go to school at all?

Travel and Medical Insurance Quotes?

I'm looking to find affordable and quality travel / medical insurance. Any suggestions about companies? I will be travelling for three to six months abroad in China starting this september.

Am i insured if driving without a licence?

my friend was in a car accident although she is insured her driving licence had expired

Honda Sport 1.6 Insurance for an 18 years old, second driver...?

I am looking to get 2004 Honda 1.6 Sport and I am only 18. My dad is planning to be the first driver and me as a second when it comes to the car's insurance. Guys, how much do you think the insurance would cost us?

How much would my insurance premium rise be? Car accident.?

On the interstate going home from work, it started raining just as I entered, really hard. Then I saw this white car in front of me, who stepped on his brakes, and as soon as I saw that, I stepped on mines. I couldn't swerve to the right where the gravel and grass were cause the white car was already headed that way , since it was raining my brakes didn't help and instead my car slid and his the back left corner of the white cars, and then I hitted a gray car from behind. My car is messed up really bad and cannot be repaired. When I gained enough sense to realized what just happened, there was 5 cars that had stopped, but mines was the only one badly damaged, unrepairable. Nobody was injured, and everyone's car was still drivable. The officer basically said it was my fault, cause I couldn't stop MY car from hitting the other two. Now I have to pay a ticket of $165 and my insurance will be paying for the other car's problems.

Does anyone have HealthNet insurance?

I'm wondering if anyone else has HealthNet insurance and what it covers as far as diagnostic and fertility treatments? I'm considering switching from my Blue Cross&Blue Shield...just to something that will cover at LEAST diagnostic and maybe an RE I'm in Southern California

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Whats the average cost to insure a car through personal business insurance?

I am a carer and I need to insure my car through personal business insurance does anybody have any idea how much it would cost for a 1.2 punto to be insured?

Does searching for Car Insurance drive you crazy?

How much is your car insurance?

Just trying to get an idea of how much everyone pays...all my friends seem to pay less than me. I am 26, female. One speeding ticket and one DUI (in the state where I'm licensed)...both from 7 years ago. No accidents. I live in an urban area, a midwestern city with probably 200,000 people. I have a 2007 suzuki reno, base package, I have not made any insurance claims. The cheapest I've found is progressive at $110/month...I can't use places like The General or Safe Auto because my state doesn't allow it. When I get quotes from big companies, like state farm, the monthly cost is about $200...my coverage is probably fairly standard, if not on the low side, but meets state guidelines.

Can you get life insurance if you smoke marijuana?

My husband's 20 year policy is up and I am renewing us one together. He smokes it occasionally and I do not. We have to do a medical screening to the get insurance, so do they drug test? What is the outcome of smoking marijuana? Does that automatically cancel the application? We have 6 months to take the exam, so I am sure he can stop until then, but I am just wondering about the rules.

What car insurance provider is best In NC?

I am 18 and ready to get a car and insurance. I have responsibility's already and insurance is not cheap. I have a part time job and get anywhere from $150- $200 dollars a week depending on fluctuating hours. I need to know which insurance company is better an will provide a $250 deductible and not jack up the price too much. Which is better i understand that it is a matter of opinion but i need some opinions.

Is car insurance cheaper when changing from 20 to 21 in age?

Help! Will the insurance company pay for my totaled car?

My daughter who is 19 has full coverage on her car which is in the shop being repaired for hail damage. She cannot rent a car because of her age, so she has used my car for about a month. My car has liability only. She was recently in a car accident with my car. Another car caused the accident which caused her to side swipe another car and then she hit a pole. The car that caused the accident sped off. Nobody got the license plate number of that car. Should my insurance pay for my totaled car since her car was in the shop? Luckily no one was hurt.

How much is insurance on the new Morgan?

You know the wooden car?

Insurance Group for Cars?

Hi, I am planning to buy a second hand car, I.e., when I search the car through net, it says Insurance Group is 4/5/6 etc. Can any one tell me how the Insurance Group are being defined which Grade enables me to pay less premium? Which Insurance Group car I should look for ideally? Thanks in advance. Regards, Reed.

How can I get antidepressants without insurance?

Is it possible to get them through the hospital or a clinic? Or do I need to have a family doctor or GP I'm 18 and have no insurance **I am not a junkie either

How much is Car Insurance in the US for a new driver?

Does it depend on the state? Just give me an average price. Im from the UK and my Insurance was 1700 for 1 year.

Cheap car insurance? and cars that are cheap to insure?

Im 17 and had my licence about a month and really want a car but insurance is a killer. anyone knoe of any cheap cars in insure and companys that are cheap for people my age? thanks

If you accidentally hit someone with your car how much does your insurance premium increase?

By hit someone, I mean a pedestrian.

What supplemental insurance company is the best.?

Looking for supplemental insurance, but I want to go with a good one. I am a 27 year old female. No pre-existing conditions.... any suggestions?

Which auto insurance company offers the best six month rates for a 19 yr old male?

im looking for a company public or private where i can get a 6 month premium for under $2500. the rates i get or ridiculous. am i expected to cough up $6500 for a 1 yr premium at minimal coverage with all discounts (6 hr class, vin ethching,etc.)included in the premium? thanxxx in advance for ur help

How much would car insurance and tax cost?

I am a 23-year-old female living in a small English town. I have not even had driving lessons yet but I am considering it but first I want to know how much would car insurance and tax cost?

If car insurance companies are giving you quotes that you did not request - Is this a sign of identity theft?

I've gotten like, 4 quotes all from different insurance companies saying Your quote is ready. They think I did request these! I didn't. Is this identity theft or just spam? What else could it be? My family said they didn't request this information either. Thanks in advance!!

Explain why auto insurance costs are so high for young drivers?

please EXPLAIN in the longest way possible

Cheap place to get car insurance?

Im 17 with my provisional licence and im getting insured onto my car but want to know where is cheapest for car insurance and i live in northern ireland

State Farm insurance?

I have my own insurance and it was. 230 a month now I am getting a new car and I need collusion I am getting a Honda civic sedan 2012 white can anyone tell me an estimate on how much my insurance will go up Ps the car is financed . I have State Farm, I am 20 years old I reside in ny and I have had no accident

Registering a car and car insurance?

So I just got my license last wednesday and idk which step comes first. Do I register the car first or do I buy insurance first?

Where can I find health insurance in alabama?

Best health insurance company?

Can someone recommend a health insurance company in CA that has affordable rates? Recently lost my job and need insurance for me and my family.

Can my father insure my car under his name?

I'm planing on financing a car and my father will Co sign. Can he put the car under his insurance I am only 18 years old so insurance just under my name is extremely expensive or is there a way he can be a Co owner of the vehicle if so how ?

If you have your driving permit in Illinois and your parents have insurance do you need insurance ?

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Why can't Obama's affordable health act function without coercing people to pay a fine or buy insurance?

Approximate insurance costs on cars?

I'm 16 and get a's and B's in school. I'm looking for approximates on the following models. they're all auto transmissions as well. Thanks! 2003 hundai Santa fe 2000 BMW 328i 2004 Mazda 6 2004 Honda civic 2003 vw jetta 2001 Mercedes c240 2002 vw passat

Is it true the you can get car insurance thru Medicaid or Medicare?

I heard this is true but I don't know because my parents are disabled they are 51 and 56 they own a car but no insurance they need it to get to there doctor's appointment's and hospital visits. So is this true if anybody knows please help by giving info on this by giving a link or number. Or you can help by referring to a place that will help them out because they only live on the disability checks and food stamps. Thanks for helping

Does defective equipment increase insurance rates?

I live in Virginia and it's time to renew my auto insurance policy by the end of this month with Progressive, and I've got a Defective Equipment charge coming back from 3/8/2010 causing my rates to go up. I am not sure why this is causing my rates to go up because its not a moving violation and it carries no demerit points with DMV, its simply an equipment charge. The charge is vague and could mean anything really...from a taillight out, to a hanging exhaust, to a bent wheel, to even a headlight out. I'm going back and forth with the insurance company about this because its rediculous that this kind of charge would cause an increase in my rates. They stated that this info came from a C.L.U.E. report...I know what a C.L.U.E. report is and its pretty much a bunch of reports in one including my Motor Vehicle Report, which is where they are getting the Defective Equipment . I spoke with a lawyer that I know from a few years back on a seperate traffic case, and he even mentioned that he thinks it's a lie to have rates go up for this sort of charge. He also advised to look for different insurance which I would rather not do, simply because it does not seem right and if they raise my rates for it, then they are raising other peoples rates who have the same charge Any help is appreciated, thanks in advance.

Can you have more then 1 life insurance policy?

Fellowship in insurance?

what is the scope for fellowship in life insurance and general insurance in india to start a career in insurance.

How much do you think motorcycle insurance would be for me?

I am 23 and don't have my motorcycle license yet. I have had my own car insured for 5 years with no speeding tickets or accidents or anything if that makes a difference. I currently pay like $100 a month for auto insurance. I would get an older bike (1980s) that is small (maybe 600 cc)... nothing sporty or anything. Also, how does motorcycle insurance work in terms of paying it during the winter when Im not driving it? Thanks, Chris

Would I lose my auto insurance?

Hey there, I have been in 2ed car accident, and its my 2ed one in the past two years. I was wondering If my insurance would drop me, or cancel my renewal or just raise my rates? If it helps they where both rear ends, and no damages to my car, and just scratch to the other car.

How much would insurance be on a 2010 ss camaro for me? 18.?

I am an 18 yr old male, I would like to know if anyone out there works at an insurance company or something would know how much it would cost for my insurance/month?

Car insurance does anyone know of an inurance company that is both cheap and reliable?

having had a dispute with my insurance company i was advised by the office of fair trading to cancel my car insurance policy and reclaim I only own a small car and having searched the internet i find that i can not find insurance for less than 500. Does anyone know of a reputable insurance company that is cheap and reliable?

When buying a used car, what is the process of getting insurance for it?

I live in Indiana, but am about to buy a used car that is in New York. I am going out there to pick it up and drive it back to Indiana. How do I go about insuring and licensing the car? This is my first experience with this. Do I need car insurance before I leave New York, or do I get that once I get it back to my home state and get it licensed and tagged? How long do I have before it needs to be insured? How long do I have before I need to get plates and everything for it? Where can I search on the internet to find more information about this, also? Thank you.

Will my insurance go up?

i got my first ticket for not stopping correctly at a stop sign. Will my insurance go up? isnt it a violation which doesnt really make the premium go up.

Any good, affordable companies to get life and disability insurance from?

Cheap Car Insurance For Michigan Teens?

I'm 18 a male and would like any suggestions for some the cheapest car insurance i can get in Michigan if I'm a teen.

I want a baby but don't have insurance?

My husband and I just got a new apartment and then got married courthouse style. We have both decided that we want a baby soon but right now we don't have insurance. Is there any cheap option that would cover the entire pregnancy?

Any ideas on how to get cheaper car insurance?

Is auto insurance cheaper for trucks?

I have a turbocharged hatchback now, thinking about upgrading to a larger vehicle.

How much a month will insurance be on a 2003 Nissan 350z with a 19 year old driver, (2 yrs exp)?

Car accident, driving record & Insurance?

If car accident happended and insurance covered the damage, but at-fault violation is kept off the driving record with help of being first offender, then will it still affect car insurance rate even if switching previous insurance company to other? Do insurance companies share their custmer drivers' information?

How much for mobile home insurance in California.?

I'm looking into buying a mobile home in California. I was wondering how much the average annual premium would be. The value of the home will be around 40-70k, the coverage isn't all that important for this is only temporary, but I would like a little bit over the basic. I know it is hard to give an estimate off of the top of your head but anything helps. Thanks!

Cheapest car insurance?

2001 ford mustang, 2005 chevy cobalt, 2003 chevy impala, 2000 chevy blazer, and a 2002 chevy camaro. Put them in order from most expensive to least expensive based on insurance and gas. I am an almost 16 year old guy, if that helps! thanks!

Does becoming pregnant qualify as a life changing event for most insurance companies/employers?

Commonly, life changing events are listed as marriage, divorce, and birth of a child, ect. If a person doesn't have insurance and learns that they are pregnant, will most companies allow enrollment at that time even if enrollment is scheduled at a specific time of the year?

Will my insurance go up due to points on my license?

I am a 22 year old male. Was cited for going 25.5 miles over the speed limit on a freeway. Plead guilty. And 4 points were assessed on my license. This is the first time any points have been on my license. My question is will my insurance go up do to this and if so how much could I expect? Thanks Also, if anyone knows of anything I can do to keep my insurance from going up, please let me know.

Which is the best insurance company for an 18 year old male driver?

Hey, I'm an 18 year old boy (hurdle #1) and live in South-East London (hurdle #2) and I've had my license for a month now (hurdle #3!) and just bought my VW Polo 999cc (999cc!!)..I CANNOT for the life of me find a decent insurance quote I mean i'm in full-time employment but still most of the quotes I've been given are more than half my annual salary! Public transport is NOT an option because of the shifts I've been given..I've tried the young drivers' insurance with people like Co-Op and InsureTheBox but they're not much different to anyone else.. So, if ANYONE has ANY advice/anecdotes they could share, I'd really appreciate it. Thanks in advance (:

Cheap car to insure for young driver?

So I've been looking around the internet for a cheap car to insure for my first car. The only ones I seem to find are newer cars which are around the 3000 mark to buy. I'm looking to spend something between 500 and 1000 on the car but everything I've looked at, the insurance has been about 3500 for TPFT. Anyone got any ideas for a nice cheap little car that's going to be cheap to insure, and if so, where to look for insurance? I'm 20 and only just got my license, so no no claims bonus or anything, just want a decent deal that isn't extortionate! Thanks.

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